We also provide memorial insurance on request by
We understand the importance of making sure that your loved one's memorial is protected against damage. We offer our clients an insurance policy designed to safeguard against the most common accidents and damage.
STONEGUARD 05 cover is arranged exclusively by Bridge Insurance Brokers Ltd and is solely underwritten by Royal & Sun Alliance Insurance plc. Stoneguard 'All Risks' Insurance is a 5 year policy during which time you will be covered for 'All Risks' of loss or damage up to the replacement cost. The memorial stone value will be index linked at 5% per annum. This policy is only available with the purchase of a new memorial or where we have recently carried out work on an existing memorial stone- for example adding a new inscription.
Common damage to memorial stones include: Subsidence, theft, accidental damage, damage from falling trees, vandalism & storm damage.
Below are some typical claim examples:
| WHAT HAPPENED | WHERE | CLAIMS PAID |
|---|---|---|
| Falling tree Falling tree | Surrey | £ 1056 |
| Accidental damage | Sundereland | £ 230 |
| Storm: Blown over | Essex | £ 1575 |
| Lawnmower impact | Hampshire | £ 163 |
| Staining | Birmingham | £ 336 |
| Vandalism | Devon | £ 4640 |
| Graffiti | Glassgow | £ 419 |
| Stolen Statue | Manchester | £ 975 |
An insurance policy you can rely on
The cost of cover can be as little as £ 5.60 a year. For a quotation or further details, please contact us on 020 8305 0238.
SIGNIFICANT EXCLUSIONS
The insurance does not cover depreciation, wear and tear, the action of light, atmospheric conditions or other gradually operating cause or any process of cleaning repair, restoration and re-siting other than such costs involved following insured damage